Homeownership Program

Escambia County Housing Finance Authority

The Escambia County Housing Authority was created in 1980 by the Escambia County Board of County Commissioners to help alleviate a shortage of affordable housing. The Authority is a special district in the State of Florida under Florida Statutes, Chapter 159, Pait IV.

The Program

This program is designed to make purchasing a home more afforadable for low and moderate income homebuyers by providing homebuyers with affordable interest rate mortgage loans and down payment and closing cost assistance. Mortgage loans in this program are available on a first-come, first-serve basis. 

Down Payment Assistance

The Authority offers down payment assistance (DPA) in all participating counties. DPA may provide up to 100% of the homebuyers cash to close as long as there is no cash back to borrower.

DPA Option

0% Non-Amortizing 30-Year Deferred Second Mortgage. The second mortgage provides up to $7,500 and can only be used with either First Mortgage type. (Second Mortgage is not forgivable and become sdue when first mortgage is satisfied or upon sale, transfer, rental or disposition of property.) The Second Mortgage is EXEMPT from Intangible Tax.


- For more information, please contact:Escambia1stTmHomebuyerLogo

Georgeann Adkison
Hancock Whitney Bank

Phone: (850) 526-5557
2900 Jefferson Street
Marianna, Florida 32446

Bank hours and Monday-Friday, 9:00 AM - 4:00 PM

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